What a machine decides at BNKA and what a person decides
Saying "we use AI" means nothing. This is the concrete map: which parts of the product have models, which decisions are never automated, and what we…
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Real stories about money, migration, and life abroad Moving to a new country changes everything — how you work, how you live, and especially how you manage your money. At BNKA, we build financial tools for people living globally. But we also know that behind every account is a real story. That’s why we launched the BNKA Podcast.

Moving country changes your work, your routine, and above all how you handle money. We build tools for people in that situation, and along the way it became clear that behind every account there is a story the guides do not tell.
That is why we launched the BNKA Podcast.
It is a space for conversations about life abroad. Short episodes and interviews with migrants, expats, founders and creatives talking about what went well, what went badly, and what they would do differently.
It is not a technical finance podcast. These are real people describing, among other things, the financial side of living between two countries. When an operational topic comes up, the guide is on the blog: for example how to get paid in euros.
| Topic | Where to follow it in writing |
|---|---|
| Handling money while living in another country | Mistakes that cost you money |
| The first procedures after arriving | Your first month in Spain |
| Getting paid by clients in another country | Latino freelancers getting paid in euros |
| Spotting fraud in time | The scams that hit Latinos hardest |
Episodes are deliberately short, so you can listen on a commute or during a break.
Because the emotional side of migrating almost never appears in financial material, and it is exactly where the worst money decisions get made. Someone who just arrived, with no network and in a hurry, is the profile fraud looks for.
The podcast puts those voices front and center and helps normalize the fact that the first months are hard. If you need the practical side of having a working euro account, it is on the European IBAN page.
The BNKA Podcast is published on our YouTube channel, with new episodes and clips added regularly.
If you are interested in the vocabulary that comes up in the conversations, it is defined in the glossary. And the most repeated operational questions are in the FAQ.
Write to us from support with the subject community. Three commitments, in writing: we publish only with explicit consent, never identifiable personal data or transaction amounts, and if something is advertising, we say so.
And if you have just arrived and you are in the ugly part, plenty of people were there too: somebody went through this before you.
Informational content. This does not constitute financial, legal, tax or investment advice.
About the experience of living outside the country you were born in, with the money part included rather than left out. It covers paperwork, work, the adjustment of the first few months, and how you organize your finances when you have expenses in two countries at once.
Not exactly. There are no investment recommendations and no market analysis. These are conversations with people describing what they did and what they would do differently. When an operational topic comes up, such as getting paid in euros or sending money home, we link to the matching guide on the blog.
On the BNKA YouTube channel, where full episodes and clips are published. Episodes are deliberately short, so they fit into a commute or a break without having to set aside an hour.
Yes. If you went through something that would help someone arriving now, write to us from support with the subject community. We publish only with explicit consent, never identifiable personal data or transaction amounts, and we do not use real stories as disguised commercial testimonials.
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