BNKA Blog

Living between two countries, explained

Clear guides on paperwork, money and security for people who moved from Latin America to Europe. Written by the team that runs the platform.

CommunityAugust 27, 20266 min read

We all run the same numbers on arrival: salary times exchange rate, then send that figure to the family chat. It is the least informative…

CommunityAugust 27, 20266 min read

Your parents send your monthly money and it ends up under review. It happens a lot, almost always for the same reason, and two details fix it.

There are a hundred guides on the visa and almost none on what comes next: where you get paid, in what currency, and which documents prove that…

You landed the European client. Now comes the part nobody explains: how they pay you, in what currency, who keeps the spread and which paperwork you…

Borderless moneyAugust 27, 20267 min read

You arrived two weeks ago, you have no NIE, and you need an IBAN to get paid. What works, what does not, and why most verification rejections are…

CommunityAugust 5, 20266 min read

Almost everything you will solve this year, someone solved six months ago. The problem is not a lack of information: it is that it is disorganised…

BNKA cultureAugust 27, 20267 min read

Saying "we use AI" means nothing. This is the concrete map: which parts of the product have models, which decisions are never automated, and what we…

Borderless moneyAugust 27, 20267 min read

The same word, transfer, describes completely different processes. Understanding which rails your money travels on explains the timings, the costs…

Borderless moneyAugust 27, 20266 min read

A European IBAN is not a bank account, and that distinction explains almost every question about it. What you can do with it, what you cannot, and…

Zero commission does not mean free. The real cost is almost always hidden in the exchange rate, and it repeats every month. How to compare it…

You sign the contract and HR asks for "your account number". You do not have a local bank yet. The real question is simpler than it looks.

The mistake is not doing a procedure wrong. It is doing them in the wrong order and finding out, three hours of queueing later, that you are missing…

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